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How It Works

The NFC payment ring

Payments. Reimagined.

Pay with a single gesture, no phone, no battery, no wallet. Connect once, pay contactless everywhere.

★★★★★ 4.8/5 · 9,800+ verified reviews Loox
Free sizing kit Visa & Mastercard certified Fast shipping
PAGO payment ring in action: hold your hand to the terminal and pay contactless
4.8/5 stars9,800+ reviews
No batteryNever charge
WaterproofCeramic or metal
Visa & MastercardCertified
In action

One motion. Paid.

No searching, no unlocking, no waiting. Hand to the terminal, done. Here's what it looks like in real life.

PAGO live

Contactless worldwide.

Hygienic, fast and with the wow effect that turns heads every single time.

Why PAGO

More freedom every day.

No charging, no morning setup, no wallet. Your PAGO is simply there when you need it.

Never charge

Works completely passively via NFC. No battery, no charging, always ready to go.

Discreet & elegant

Looks like regular jewellery. Nobody can tell you pay with it.

Waterproof

Keep it on while swimming, showering or working out. Scratch-proof ceramic or robust metal, hypoallergenic.

Lightning fast

Faster than a card, wallet, phone or smartwatch. A quick tap of your hand, done.

Bank-grade security

Certified by Visa & Mastercard. The same standards as your bank card.

Wow effect

Every payment is a little moment. The best checkout conversation you've ever had.

With the PAGO payment ring at the beach, paying without a wallet
Ready in 3 steps

Set up. Put on. Pay.

Connect your card once. Then pay anywhere contactless payments are accepted.

01

Set up

Link your PAGO once with your Visa or Mastercard.

02

Put on

Wear it like any other ring. No charging, no unlocking. It's always ready.

03

Pay

Hand to the terminal, hold briefly, done. Works worldwide at credit card terminals.

Bank compatibility

Works with your bank.

Choose your country and see how to connect your PAGO.

Connect directly

Volksbank · Comdirect · Consorsbank
  • Volksbanken: Visa & Mastercard
  • Klarna: Card & credit card New
  • BBBank, Sparda, PSD, apoBank
  • comdirect, Consorsbank, Revolut: Visa

Different bank? Use Curve

Via the Curve app

Almost any Mastercard or Visa from another bank can be linked to your PAGO easily via the Curve app.

No credit card?

With VIMPay, no online banking needed

Create a free virtual prepaid credit card in the VIMPay app and connect it, even without online banking.

Connect directly

14+ Austrian banks
  • Raiffeisen: Mastercard & Visa Debit
  • Erste Bank & Sparkasse: Mastercard
  • Klarna Card New
  • Oberbank, BKS, Hypo, VKB, BTV, Volksbank, Sparda, A1, Revolut

Different bank? Use Curve

Via the Curve app

Almost any Mastercard or Visa can be linked via the Curve app, no matter which bank you're with.

No credit card?

With VIMPay

Create a free virtual prepaid credit card in the VIMPay app and connect it directly.

Connect directly

70+ Swiss banks
  • PostFinance: Mastercard
  • Cantonal banks (ZKB, LUKB, BKB)
  • Regional banks: Mastercard Debit
  • neon, Yuh, Swissquote, Revolut

Cembra & co.

Popular cards

Cembra, Cumulus, IKEA Family, TCS, SPAR: all common Mastercard variants are supported.

Different bank? Use Revolut

With the free Revolut card

If your bank isn't on the list, get the free Revolut card and connect it directly to your PAGO.

Connect directly

Compatible banks
  • CaixaBank: Visa & Mastercard
  • Klarna Card New
  • Unicaja: Mastercard
  • Curve: Mastercard

Different bank? Use Curve

With the Curve app

Any Visa or Mastercard can be linked to your PAGO via the Curve app.

Connect directly

Compatible banks
  • Intesa Sanpaolo, isybank
  • Poste Italiane: Postepay & Mastercard
  • BPER Banca, Banco BPM (Numia), CartaBCC
  • Nexi, Klarna Card New

Different bank? Use Curve

With the Curve app

Almost any Visa or Mastercard from another Italian bank can be linked to your PAGO via the Curve app.

Connect directly

Compatible banks
  • Klarna Card New
  • Revolut: Visa & Mastercard

Different bank? Use Curve

With the Curve app

Cards from ING, Rabobank, ABN AMRO and almost any other Dutch bank can be linked to your PAGO via the Curve app.

Connect directly

Compatible banks
  • Revolut: Visa & Mastercard
  • Klarna Card New

Different bank? Use Curve

With the Curve app

Almost any Visa or Mastercard from your French bank can be linked to your PAGO via the Curve app.

Connect directly

Compatible banks
  • PKO Bank Polski, Bank Millennium
  • mBank, Alior Bank, VeloBank
  • BNP Paribas, Credit Agricole, Bank BPS
  • Klarna Card New

Different bank? Use Curve

With the Curve app

Almost any Visa or Mastercard from a Polish bank can be linked to your PAGO via the Curve app.

PAGO works with partner banks and cards in all of these countries. Open your country to see your options; in most countries Curve additionally links almost any Visa or Mastercard to your PAGO.

🇧🇪 Belgium
Klarna credit & debit card, Curve, Wallester and further Mastercard issuers.
🇧🇦 Bosnia & Herzegovina
Mastercard & Visa debit and credit cards from local partner banks.
🇧🇬 Bulgaria
Curve, Wallester and several local Mastercard issuers.
🇭🇷 Croatia
Curve and Wallester cards.
🇨🇾 Cyprus
Unlimit, Curve, Wallester and further Mastercard issuers.
🇨🇿 Czechia
mBank, J&T Banka, De Baars, Curve, Wallester and further Visa & Mastercard issuers.
🇩🇰 Denmark
Nordea, SEB (Eurocard, SAS EuroBonus & co.), Klarna, Curve, Wallester.
🇪🇪 Estonia
Swedbank, Coop Pank, Holm Bank, Curve, Wallester and more.
🇫🇮 Finland
Nordea, SEB, Ålandsbanken, Klarna, Curve, Wallester.
🇬🇷 Greece
Curve, Wallester and several local Mastercard issuers.
🇭🇺 Hungary
Curve, Wallester and several local Visa & Mastercard issuers.
🇮🇸 Iceland
Curve and Wallester cards.
🇮🇪 Ireland
Klarna, Curve, Wallester.
🇰🇼 Kuwait
Boubyan Bank and Commercial Bank of Kuwait: Mastercard cards.
🇱🇻 Latvia
Swedbank, Curve, Wallester and further Visa & Mastercard issuers.
🇱🇮 Liechtenstein
Swiss Bankers prepaid cards, Curve, Wallester.
🇱🇹 Lithuania
Swedbank, Wittix, Curve, Wallester and further Visa & Mastercard issuers.
🇱🇺 Luxembourg
Curve, Wallester and further Mastercard issuers.
🇲🇹 Malta
Curve, Wallester and further Mastercard issuers.
🇳🇴 Norway
Nordea, SEB, Eika and 40+ Sparebanken (Visa), Klarna, Curve, Wallester.
🇵🇹 Portugal
Caixa Geral de Depósitos, Klarna, Curve, Wallester.
🇷🇴 Romania
Curve, Wallester and several local Mastercard issuers.
🇷🇸 Serbia
Halkbank and ProCredit Bank: Mastercard cards.
🇸🇰 Slovakia
VÚB, Prima banka, mBank, Curve, Wallester and more.
🇸🇮 Slovenia
Curve, Wallester and further Mastercard issuers.
🇸🇪 Sweden
Swedbank, Nordea, SEB, Länsförsäkringar, Collector, Northmill, Marginalen, Ålandsbanken, Klarna, Curve, Wallester.
🇹🇭 Thailand
KTC: all Mastercard cards.
🇺🇦 Ukraine
PrivatBank, Oschadbank, UKRSIBBANK, Sense Bank, KredoBank, Ukrgasbank and further banks: Mastercard cards.
🇦🇪 United Arab Emirates
ADCB and Finance House: Mastercard cards.
🇬🇧 United Kingdom
Curve (credit & debit), Klarna, Unlimit and further Mastercard issuers.
🇺🇸 United States
Klarna credit & debit card.

Your bank or country not listed? With Curve you can link almost any Visa or Mastercard to a free Curve card and connect that to your PAGO (available across the EEA & UK); alternatively the free Revolut card works in many countries.

How secure is it?

Secure by design.

A ring that doesn't look like a payment ring and only triggers in the right position.

01 Not recognisable as a payment ring

From the outside it's a perfectly normal ring. Nobody can tell you pay with it.

02 Distance & position

A payment is only possible in a specific hand position and at a distance of max. 3 cm.

03 Certified standards

Visa and Mastercard certified. The highest standards in international payments.

PAGO payment ring
New · Tesla key function

Your Tesla. Your ring.

Our Classic rings (7.2 mm) can now do more than pay: they unlock, start and lock your Tesla. No key card, no phone, no battery. Just tick the option “With Tesla key function (+€49)” when ordering, done.

  • Compatible with all Model 3 and Model Y
  • Compatible with Model S and Model X from 2021
  • Payment ring and car key in one
Choose a Classic ring →
PAGO payment ring unlocking a Tesla at the B-pillar
The collection

Find your style.

Ceramic & metal in many colours and ten sizes. From understated black to warm gold. One of them is yours.

Don't know your ring size?

Choose the “Sizing kit” variant with your ring. You already pay the ring price, and we first send you the ring measuring template free of charge. Once you know your size, order your PAGO with the voucher code for the full amount, which arrives automatically by email, in exactly the right size. No guessing, no wrong purchase.

Find your ring size
€0
for the ring measuring template
Reviews

Paid with a gesture 9,800+ times.

4.8
★★★★★
from 9,800+ reviews
Verified with Loox

Real reviews from verified buyers, no anonymous stars.

★★★★★

“Super practical ring. Payments work flawlessly.”

SS
Sandra S.★ Loox · Verified purchase
★★★★★

“Very beautiful ring, great quality and fast delivery. I'm happy and recommend buying it.”

YY
Yilmaz Y.★ Loox · Verified purchase
★★★★★

“The ring was for my wife. She's absolutely thrilled by how easy paying with it is.”

RL
Ralf L.★ Loox · Verified purchase
Find your PAGO

All rings at a glance.

Ceramic and metal, three widths, many colours. Tap a model for sizes and details.

Ready?

Pay with a wow effect.

Five colours, ten sizes, one feeling. Find the PAGO that suits you, with a free measuring template.

★★★★★ 4.8/5 · 9,800+ verified reviews Loox